Tuesday, June 30, 2015

The Benefits Of Ultimate Steal Office

The Microsoft Office Core Applications
The Microsoft Office Core Applications (Photo credit: Wikipedia)
Ultimate Steal Office 2007/2010 has been offered by Microsoft in the past. In those days, people purchasing this bundle along with the Office 2007 also received the 2010 version free when it was released. Many people using Microsoft Office have acquired this fantastic deal. Today, such deals do not exist for Office 2013, although there is a fine alternative available.

Subscriptions of Office 365 includes all of the features of the Microsoft Office. The prices range from ten dollars up to one hundred annually.

The offer of this Office bundle allows users to acquire free updated software. Not only that but the Office 365 lets users gain newer versions at no extra charge. This is a great opportunity for consumers to upgrade to this newer version.

This office version includes programs such as Excel, Powerpoint and Word along with web software and apps. People accessing many of these applications can do so with any computer. Popular devices are also supported.

365 and Ultimate Steal bundle are alike in numerous ways. What ever the choice that is made, people will save cash by using Office 365 as soon as possible. Affordable subscriptions include much versatility. Last but not least, 365 is a great bargain for fans and users of Microsoft Office.

Discover The New TurboTax SnapTax

English: Image to OCR Converter
English: Image to OCR Converter (Photo credit: Wikipedia)
Hispanics have been waiting for TurboTax SnapTax for long, and the software has just been launched. This mobile application will be very useful in filling 2014 taxes as it targets the 52 million American taxpayers from Hispanic origin.

Taxpayers are able to do their taxes from their handheld devices. SnapTax makes it possible for individuals who are filing simple tax returns to do so in Hispanic or English at no cost, from their cell phones.

Users can take a picture of their W-2 forms using their mobile devices and upload the information to their tax return forms using the optical character recognition technology. After answering the simple questions, users can file their returns securely in less than 10 minutes.

Highlights of the SnapTax Application

Users can choose to prepare and file their taxes electronically in either English or Spanish.

The mobile app gives users access to bilingual tax experts who can assist them when filing 2014 taxes. All communication is done through the mobile app which is available at no cost.

This method of filing your federal tax returns is quite effective, and users get the service free of charge.

Taxpayers can get SnapTax for their Android devices or iPhones from Amazon.com, SnapTax.com or the App Store among other places.

Wednesday, June 24, 2015

Higher Rates And Higher Rents For 2014

Logo of the Federal Housing Administration.
Logo of the Federal Housing Administration. (Photo credit: Wikipedia)
Home buyers and renters will most likely see higher housing costs in 2014. This means that there will be higher rents and higher rates for mortgages.

This year, it is important to note that there will be the implementation of new mortgage regulations that will affect anyone who is applying for a mortgage.

In addition, anyone who applies for a lower down mortgage or a Federal Housing Administration (FHA) mortgage will also experience higher rates for their mortgage insurance.

The FHA has steadily increased insurance premium costs since 2008 and this seems like it will be a continuous trend going forward. The yearly insurance premium for FHA borrowers is 1.25 percent; however there is going to be a 0.1 percent increase to this premium which is going to be spread over the monthly mortgage payments.

UNC Chapel Hill in North Carolina representative, Janneke Ratcliffe shared that once there are higher rates, the small increases will be noticeable.

The job market is poor and the number of foreclosures is high and this causes rental rates to increase. Real estate firm, Reis shared that apartments had vacancy rates of 4.5 percent, which is the lowest in 11 years.

When investors shift from mortgages and treasury bonds, mortgage rates tend to increase and this week shows this clearly. The 5/1 adjustable rate mortgage saw a higher rate of 2.78 percent while the 30 year fixed mortgages jumped to 3.77 percent. The 15 year mortgages moved to 3.03 percent.

H&R Block Embraces Voluntary Certification Program

90th United States Congress
90th United States Congress (Photo credit: Wikipedia)
H&R Block has become a leader in raising industry standards for tax preparation by embracing the new certification program offered by the IRS.

Tax prepares can voluntarily enroll in a number of different continuing education courses covering topics such as ethics of tax preparation, tax updates, basic tax filings and numerous other selections for which they will receive a detailed record noting the completion of the course. The IRS developed this program in order to make it easier for taxpayers to find individuals who are qualified in helping them prepare their tax returns while also avoiding unethical practices. There is a study that indicates that as many as 42 million Americans have turned to tax prepares with absolutely no credentials to help them with their tax returns. 

H&R Block's CEO, Bill Cobb, in a letter demonstrating support for the program, encouraged the US government to continue utilizing programs with voluntary certification, indicating that H&R Block thinks the United States Congress should implement set standards for tax preparers. However, until such legislation is actually passed by Congress, Cobb believes that the best way to protect consumers is to continue with the voluntary certification program.

H&R Block, based in Kansas City, is one of only a handful of companies that require minimum standards for its staff. Every tax preparer with the company is required to have a minimum of 75 hours of course instruction in tax return and tax law during their first year with the company and an additional 15 hours of additional training in each subsequent year.

Is The U.S. Corporate Tax Rate High?

English: Tax rates around the world: Corporate...
English: Tax rates around the world: Corporate tax rates (the highest rate) by countries Polski: Stawki podatkowe na świecie: CIT (najwyższa stawka) w poszczególnych państwach (Photo credit: Wikipedia)
Does the United States have the Highest Corporate Tax Rate Worldwide?

Many believe the current Corporate Tax Rate in the USA is exceedingly high. Some feel a lower corporation tax reduction will encourage investment and have a positive impact on the country's financial future. The current rate stands at 39.1%, the highest rate throughout the industrial world.

Proponents feel the high rate of taxation is placing U.S. companies at a disadvantage because they cannot be as competitive as they would wish. However, is there more to add to the story?

U.S. companies pay a high corporate tax rate, but some firms have mastered the art of tax avoidance. Government records state that the total amount of corporation taxes collected has fallen in the last few years. In fact, the ratio of corporation tax to total pre-taxation profit earned is now at a historical low. A recent report carried out by the Citizens tax for Justice uncovered some shocking revelations.

The Federal Corporate Tax Rate is 35%, but 288 highly-profitable business concerns ended up paying a 19.4% rate of tax for the last five years. Boeing, Priceline, Verizon and General Electric paid no federal taxes during that period. So, how do so many companies avoid paying corporation tax?